TVS Credit Services Limited reported a 13% increase in profit after tax for the fourth quarter ended March 2026 at Rs. 256 crore, while annual disbursements for FY26 grew 26% year-on-year.
The company’s total income for Q4 FY26 stood at Rs. 1,859 crore, up 11% compared to the year-ago quarter. Profit before tax rose 15% year-on-year to Rs. 348 crore.
For the full financial year FY26, TVS Credit posted its highest-ever net profit after tax of Rs. 913 crore, reflecting a 19% growth over FY25. Total income for the year increased 9% to Rs. 7,196 crore, while profit before tax rose 21% to Rs. 1,238 crore.
Assets under management as of March 2026 stood at Rs. 30,639 crore, registering a 15% increase over March 2025.
The company said improved consumption sentiment and traction across retail financing segments supported growth during the quarter.
TVS Credit said the two-wheeler category witnessed strong demand across urban and semi-urban markets. It also highlighted increasing electric vehicle adoption, supported by improved affordability, wider product availability and better financing penetration.
Consumer durable financing remained stable during the quarter due to seasonal purchases and increased discretionary spending, the company said.
TVS Credit added that it continued focusing on risk-calibrated growth, diversified portfolio expansion, distribution scaling and customer experience enhancement.
The company said prudent underwriting practices and sharper credit metrics have started reflecting in improved portfolio quality through lower credit costs and reduction in GNPA levels as of March 2026.
